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Social Security Q&A: Why Can’t I Claim Unreduced Retirement Benefits at 58?

Question: I am fully vested and completed all required quarters into the Social Security system. After 36 years of employment, I am fortunate to be retired and receiving my monthly ...
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One Chart Encapsulates the Retirement Crisis Facing Minorities in America

This stark chart comes courtesy of the Urban Institute, and it shows the gap in liquid retirement savings between White, African American and Hispanic families in the United States. Averages, ...
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Social Security Q&A: Why Do My Benefit Estimates Decline After Retiring Early?

Question: I worked most of my life starting in 1976 and decided to retire in 2011 at age 52. I have been living comfortably since then with income from investments and rental properties. ...
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Social Security Q&A: Will My Retirement Benefits Be Reduced If I’ve Stopped Working?

Question: I’m 64 years old. My husband is 48 years old. We plan on quitting our jobs in March of 2015 and bicycling for two years. I will turn 66 in August 2016. I plan on taking ...
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Social Security Q&A: How Can I File When My Terminally Ill Spouse Passes Away?

Question: I am 62 and started collecting my Social Security retirement in July 2014. My husband is 60 and started receiving Social Security disability in September 2014. (He was diagnosed ...
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South Dakota Pension Looks at Increasing Retirement Age, Reducing COLAs for New Hires

Officials at the South Dakota Retirement System (SDRS) have spent the last two years studying a series of benefit changes that would hypothetically be applied to new members, according ...
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Social Security Q&A: Won’t My Benefits Decrease if I Don’t Work Past 61?

Question: Question: I have worked all my life and made big bucks. I recently lost my job and am almost 61 years old. My husband is already on Social Security but I will get more than ...
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Rhode Island Retirees, Unions Approve Pension Settlement – What Does It Mean For Benefits?

The years-long lawsuit against Rhode Island’s 2011 pension changes is nearly settled, as it was announced on Thursday that most retirees and union members had approved the proposal. The ...
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Social Security Q&A: Does Deportation Disallow Collecting Benefits?

Question: I was deported from the United States in 2007 after 45 years of being a permanent resident. Okay, I made a few mistakes. Now I’m 66 years old and would like to get my pension ...
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Social Security Q&A: Can I Claim Retirement and Survivor’s Benefits?

Question: My husband passed away when I was 60 years old. I was not working that much when he died. I started taking my survivor benefits then, and still do. Can I take my own benefits ...
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