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Social Security Q&A: How Can We Maximize My Spouse’s Survivor’s Benefit?

Question: I will be 63 in October, and my wife turned 63 in May. She quit work in 2012, while I plan to retire in January when we are both going to start taking our Social Security ...
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Social Security Q&A: What Will My Wife’s Early Spousal Benefit Be?

Question: I started collecting Social Security at age 65. I was born in 1944. My wife has never worked and is 60 years old. I earn $2,170 per month. If my wife starts taking spousal ...
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Social Security Q&A: Are Spousal Benefits Half My Reduced Retirement Benefit?

Question: I started benefits at 62. When my wife files for benefits at full retirement age, will she get half of what I get now or what I would have gotten at full retirement? Answer: ...
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Social Security Q&A: Can I Collect Survivor’s 23 Years After Maxing Out Children’s Benefits?

Question: My husband died in 1992 when he was 40 and I was 35. At the time, our triplets were five years old, and I received the maximum family benefit until they graduated from high ...
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Social Security Q&A: Can’t We File and Suspend At 62 Due to the Family Max?

Question: My husband is 61 (I’m 41) and we have two young children. I know there is a family limit to how much he can collect in Social Security. If he files and suspends at 62, ...
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Social Security Q&A: Does the Earnings Test Only End After 70?

Laurence Kotlikoff is a professor of economics at Boston University who has been answering questions and writing columns about Social Security each week for the past two years on PBS ...
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Social Security Q&A: Can’t I Escape the Windfall Elimination Provision by Switching States?

Laurence Kotlikoff is a professor of economics at Boston University who has been answering questions and writing columns about Social Security each week for the past two years on PBS ...
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Minnesota Lawmakers Consider Wave of Bills to Phase Out Social Security Tax

Minnesota is one of seven states that offer no tax breaks on Social Security income. But that might not be the case for long. Lawmakers are weighing no less than five different bills ...
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Ohio Gov.’s New Budget Proposal Could Hit Seniors in Their Wallets

Ohio Gov. John Kasich’s new budget proposal calls for a slew of tax changes – including lower income taxes for everyone. But one particular part of the budget could hit some ...
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Bill to Eliminate Social Security Tax for Low-Income Seniors Shot Down in Utah

A Utah bill that would have exempted low-income seniors from having their Social Security benefits taxed was shot down this week when the bill failed to advance out of committee. [The ...
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