[stock-ticker]

Social Security Q&A: Can I Collect as a Divorced Widow After 7 Years of Marriage?

SS photo cropped

Question: I am 58 years old. I was married in 1977, but my husband unfortunately was an alcoholic and decided he wanted to drink more than be married, so I left him and fended for myself. He disappeared so he wouldn’t have to pay child support. I moved to California so I wouldn’t freeze to death walking to the store for milk and supplies for my children.

I finally divorced him in 1984. I never remarried. He did, but his wife died in 2006, and he finally drank himself to death in 2009. My question is, might I be able to collect survivor benefits since I never remarried? If he hadn’t been an alcoholic, I would have gladly spent my life with him because I loved him; I just couldn’t let alcohol run my world.

Answer: Unfortunately, you need to have been married for at least 10 years to collect either divorcée spousal or divorcée survivor benefits. I have no idea why this length of marriage requirement was put into place. But it seems very unfair to people like you.

_________

When it comes to personal finance, economics and our software care about one thing—your living standard. All questions in personal finance boil down to your living standard. Your decision about when and how to take Social Security can affect your living standard throughout your retirement.

I am a professor of economics and I’ve spent a good part of my academic career studying personal financial behavior. Here’s why my colleagues and I developed Maximize My Social Security. Deciding, on your own, which Social Security benefits to take and in which month to take them is incredibly difficult. Most households face millions of options. You can easily lose tens of thousands of dollars making the wrong choices.

My company’s software, Maximize My Social Security, can help you avoid costly mistakes and instead discover your maximized lifetime household benefits.

Share This Post

Related Articles

Powered by WordPress · Designed by Theme Junkie
Facebook IconTwitter Icon