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Social Security Q&A: Can I Collect Survivor’s 23 Years After Maxing Out Children’s Benefits?

Question: My husband died in 1992 when he was 40 and I was 35. At the time, our triplets were five years old, and I received the maximum family benefit until they graduated from high ...
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Social Security Q&A: If Self Employed, Won’t I Lose Benefits to Taxes by Delaying to 70?

Question: I am age 66 and I am not sure I should take my Social Security now. My wife is age 55 and we file jointly. I earn over $150,000 a year and she earns $50,000 a year. I own ...
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Social Security Q&A: Can’t We File and Suspend At 62 Due to the Family Max?

Question: My husband is 61 (I’m 41) and we have two young children. I know there is a family limit to how much he can collect in Social Security. If he files and suspends at 62, ...
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Social Security Q&A: Should I Take Divorced Spousal Benefits Early?

Question: I was born in 1952. Seven years ago, my ex and I divorced after 25 years of marriage. During our marriage, I worked for his business, without pay, so we did not contribute ...
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Social Security Q&A: Can I Collect on My Ex’s Record after Marrying a Foreign National?

Question: I took retirement at age 66 and am currently 67. I retired to Colombia, where I married a Colombian national. She is 52, and has a daughter (adopted) that is nearly six years ...
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Social Security Q&A: Why Can’t I Collect Widow’s Benefits if I Collect Retirement?

Question: As a widow, why am I not able to collect any benefit from my deceased spouse’s Social Security if I chose to take the benefit from my Social Security? Answer: Once you ...
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Social Security Q&A: Shouldn’t I Should Take Spousal at 66 and Retirement at 70?

Question: My husband is 64 and I’m 57. He was laid off and took Social Security early at age 62. I am planning to retire at 59 but wait until my full retirement age to start collecting ...
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Social Security Q&A: Can I Still Take Early Retirement if Ineligible for Unemployment?

Question: I already made $17,000 this year and cannot receive my unemployment benefits at this time. Am I still eligible to collect Social Security at this time? Otherwise I will have ...
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Social Security Q&A: Can My Husband Collect Both Retirement and Divorced Survivor’s Benefits?

Question: My husband of eight years is 79 and I am 59. His previous wife died after 10 years of marriage in 1988. It never occurred to him to file for widower’s benefits, and he ...
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Social Security Q&A: Is It True That I Lose My Retirement Benefit if I Remarry?

Question: I am getting married in September. I was told that I would loose my Social Security if I got married. I am 64 and my fiance is 58. When I reach 66 I will want to retire. ...
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