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Social Security Q&A: Can I Remarry My Second Spouse and Claim on My First Spouse’s Record?

Question: I was married for over 10 years to a high earner. I remarried and was married for over 10 years to another man. I divorced my second husband when I was 64, but ended up remarrying ...
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Social Security Q&A: Will Alimony Payments Lower My Ex’s Early Retirement Benefit?

Question: My ex-wife wants to file for Social Security at 62 (deeming problem aside), but I’ll be paying her alimony until she is 66. Simple question: does alimony count as income ...
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Social Security Q&A: How Should We File if We Don’t Expect to See Old Age?

Question: My wife, age 57, is receiving $394 per month in disability. If I begin benefits at $1,187 per month at age 63-and-a-half, will my wife’s benefit increase? I would continue ...
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Social Security Q&A: How Will My Survivor Benefit Affect My Adult Disabled Children’s Benefits?

Question: My husband died at 54. I went back to work after he became ill. I will apply for survivor benefits when I am 66. As he earned significantly more than me, it would not be ...
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Social Security Q&A: How Much Work Is Necessary to Qualify for Social Security?

Question: My company is opting out Jan 1. 2015. I had hoped to work four and a half years to get full Social Security benefits. Can I work an additional part-time job somewhere, along ...
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Social Security Q&A: Will a Spousal Benefit at 62 Reduce Later Benefits?

Question: My wife and I are 62. She is retired and is entitled to only a few thousand dollars a year. I’m still working and my benefit is the maximum individual benefit. I plan to ...
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Social Security Q&A: Why Can’t I Claim Unreduced Retirement Benefits at 58?

Question: I am fully vested and completed all required quarters into the Social Security system. After 36 years of employment, I am fortunate to be retired and receiving my monthly ...
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Social Security Q&A: Why Do My Benefit Estimates Decline After Retiring Early?

Question: I worked most of my life starting in 1976 and decided to retire in 2011 at age 52. I have been living comfortably since then with income from investments and rental properties. ...
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Social Security Q&A: Will My Retirement Benefits Be Reduced If I’ve Stopped Working?

Question: I’m 64 years old. My husband is 48 years old. We plan on quitting our jobs in March of 2015 and bicycling for two years. I will turn 66 in August 2016. I plan on taking ...
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Social Security Q&A: How Can I File When My Terminally Ill Spouse Passes Away?

Question: I am 62 and started collecting my Social Security retirement in July 2014. My husband is 60 and started receiving Social Security disability in September 2014. (He was diagnosed ...
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