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Stanford Researcher: Delay Social Security Until 70 If You Want A 30-Year Retirement

Dr. John Shoven, director of the Stanford Institute for Economic Policy Research, gave a talk this month called “Financing a 30-year retirement.” Dr. Shoven’s thesis was that ...
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Video: Is the Retirement Crisis a Women’s Crisis?

In this video, Sallie Krawcheck discusses how the retirement crisis is a women’s crisis — and how closing the gender pay gap could lead to better retirement outcomes for ...
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Social Security Q&A: Are My Benefits Enough to Retire Now?

Question: I would like to retire at 60. I am 59-and-a-half this year. My husband and I were married for four years. He passed away when he was 57 and never applied for Social Security. ...
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Social Security Q&A: Do Social Security Benefits Help the Economy?

Question: These days, with millennials hurting, there is talk of generational “warfare.” Greedy geezers versus unemployed millennials, with the lurking specter of poorly paid millennials ...
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Social Security Q&A: Will My Spousal Benefit Reduce My Husband’s Retirement Benefit?

Question: I currently receive benefits under the civil service program with the federal government and don’t have enough paid into Social Security. My husband retired on disability ...
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Social Security Q&A: Can I Claim on My First Ex’s Record After Divorcing?

Question: I am 63 and get my own Social Security every month. I am still married but separated and planning to divorce soon. My first marriage ended in divorce after 20 years. When ...
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Social Security Q&A: How Can We Maximize My Spouse’s Survivor’s Benefit?

Question: I will be 63 in October, and my wife turned 63 in May. She quit work in 2012, while I plan to retire in January when we are both going to start taking our Social Security ...
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Social Security Q&A: What Can I Do When My Terminally Ill Spouse Passes?

Question: I will be 60 at the end of September and understand that I will be eligible for survivor benefits at that time. My husband of 22 years, who is in home hospice and not expected ...
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Social Security Q&A: What Will My Wife’s Early Spousal Benefit Be?

Question: I started collecting Social Security at age 65. I was born in 1944. My wife has never worked and is 60 years old. I earn $2,170 per month. If my wife starts taking spousal ...
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Social Security Q&A: Why Can’t I Start Spousal Early and Delay Retirement Benefits?

Question: My husband is 10 years older than I am; he started collecting his Social Security at age 62. I was a stay-at-home mom for 20 years, but I have earned a small Social Security ...
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