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Social Security Q&A: Will My Retirement Benefits Be Reduced If I’ve Stopped Working?

Question: I’m 64 years old. My husband is 48 years old. We plan on quitting our jobs in March of 2015 and bicycling for two years. I will turn 66 in August 2016. I plan on taking ...
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Social Security Q&A: How Can I File When My Terminally Ill Spouse Passes Away?

Question: I am 62 and started collecting my Social Security retirement in July 2014. My husband is 60 and started receiving Social Security disability in September 2014. (He was diagnosed ...
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Social Security Q&A: Won’t My Benefits Decrease if I Don’t Work Past 61?

Question: Question: I have worked all my life and made big bucks. I recently lost my job and am almost 61 years old. My husband is already on Social Security but I will get more than ...
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Social Security Q&A: Does Deportation Disallow Collecting Benefits?

Question: I was deported from the United States in 2007 after 45 years of being a permanent resident. Okay, I made a few mistakes. Now I’m 66 years old and would like to get my pension ...
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Social Security Q&A: Can I Claim Retirement and Survivor’s Benefits?

Question: My husband passed away when I was 60 years old. I was not working that much when he died. I started taking my survivor benefits then, and still do. Can I take my own benefits ...
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Social Security Q&A: Can I Really Increase My Benefits after 66?

Question: I don’t see where the extra 8 percent comes from if you wait until 70 to collect Social Security if you quit working and have no income from age 65 until that time. The ...
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Social Security Q&A: How Should a Higher and Lower Earner File?

Question: My husband is three years older, and he plans to retire in two years at age 65, and I plan to retire at 62. I have had the higher income for many years. My Social Security ...
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Social Security Q&A: Can I Collect Survivor’s 23 Years After Maxing Out Children’s Benefits?

Question: My husband died in 1992 when he was 40 and I was 35. At the time, our triplets were five years old, and I received the maximum family benefit until they graduated from high ...
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Social Security Q&A: If Self Employed, Won’t I Lose Benefits to Taxes by Delaying to 70?

Question: I am age 66 and I am not sure I should take my Social Security now. My wife is age 55 and we file jointly. I earn over $150,000 a year and she earns $50,000 a year. I own ...
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Social Security Q&A: Can’t We File and Suspend At 62 Due to the Family Max?

Question: My husband is 61 (I’m 41) and we have two young children. I know there is a family limit to how much he can collect in Social Security. If he files and suspends at 62, ...
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