Social Security Q&A: After Claiming at 66, Should I Suspend from 68 to 70?
Question: I started taking my Social Security benefits at age 66, am now 68 and will continue working part-time — about 20 hours/week — as an independent health care contractor, ...
Social Security Q&A: Can’t I Repay Multiple Years of Benefits Before 70?
Question: I am single, 66 and will turn 67 in March. I haven’t yet started collecting Social Security. I read that at one point, one could elect to take Social Security and then, ...
Social Security Q&A: Can I Remarry My Second Spouse and Claim on My First Spouse’s Record?
Question: I was married for over 10 years to a high earner. I remarried and was married for over 10 years to another man. I divorced my second husband when I was 64, but ended up remarrying ...
Social Security Q&A: Will Alimony Payments Lower My Ex’s Early Retirement Benefit?
Question: My ex-wife wants to file for Social Security at 62 (deeming problem aside), but I’ll be paying her alimony until she is 66. Simple question: does alimony count as income ...
Social Security Q&A: How Should We File if We Don’t Expect to See Old Age?
Question: My wife, age 57, is receiving $394 per month in disability. If I begin benefits at $1,187 per month at age 63-and-a-half, will my wife’s benefit increase? I would continue ...
Social Security Q&A: How Will My Survivor Benefit Affect My Adult Disabled Children’s Benefits?
Question: My husband died at 54. I went back to work after he became ill. I will apply for survivor benefits when I am 66. As he earned significantly more than me, it would not be ...
Social Security Q&A: How Much Work Is Necessary to Qualify for Social Security?
Question: My company is opting out Jan 1. 2015. I had hoped to work four and a half years to get full Social Security benefits. Can I work an additional part-time job somewhere, along ...
Social Security Q&A: Will a Spousal Benefit at 62 Reduce Later Benefits?
Question: My wife and I are 62. She is retired and is entitled to only a few thousand dollars a year. I’m still working and my benefit is the maximum individual benefit. I plan to ...
Social Security Q&A: Why Can’t I Claim Unreduced Retirement Benefits at 58?
Question: I am fully vested and completed all required quarters into the Social Security system. After 36 years of employment, I am fortunate to be retired and receiving my monthly ...
Social Security Q&A: Why Do My Benefit Estimates Decline After Retiring Early?
Question: I worked most of my life starting in 1976 and decided to retire in 2011 at age 52. I have been living comfortably since then with income from investments and rental properties. ...
