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Social Security Q&A: How Should My Spouse File If I’m Now Collecting?

Question: What is the best way to determine my wife’s Social Security benefit? I am 70 and drawing benefits and she is 56. We are both retired. Answer: You can go online and retrieve ...
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Social Security Q&A: Should We File and Suspend? If So, When?

Question: I saw your PBS Newshour interview about spousal benefits. I earn less than my spouse, and I turned 66 in August. My spouse turned 66 earlier this month. Are we better off ...
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Social Security Q&A: If We’re Both on Disability, Can I Collect On My Ex’s Record?

Question: I am 52, my husband is 60, and we both collect Social Security disability insurance. If we get divorced, can I collect money from his disability? Answer: If you have been ...
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Social Security Q&A: Can I Collect as a Divorced Widow After 7 Years of Marriage?

Question: I am 58 years old. I was married in 1977, but my husband unfortunately was an alcoholic and decided he wanted to drink more than be married, so I left him and fended for ...
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Social Security Q&A: Why Can’t I Suspend Spousal Benefits to Increase Them?

Question: Why can’t a spouse cancel spousal benefits after his wife suspends her retirement benefit? I decided to wait until I retired and was told my husband could cancel his spousal ...
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Social Security Q&A: What Would My Survivor Benefits Be After We Both Collected?

Question: If my spouse collects a certain amount of Social Security and he passes away, how much of it would the spouse receive even if she is on Social Security? Answer: If your husband ...
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Social Security Q&A: When Can I Collect a Survivor’s Benefit?

Question: My husband passed away in 2009 at age 81. I am 54 now. When can I collect his benefits? Answer: Very sorry for your loss. You need to be at least age 60 to collect widow’s ...
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Social Security Q&A: With Three Exes, How Should I File For Benefits?

Question: I have been married three times — for 13 years to the first husband, for 12 years to the second and six years to the third. I am currently single, receiving ex-widow benefits ...
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Social Security Q&A: Are Benefit Estimates From Social Security Accurate?

Question: How Accurate Are Social Security’s Benefit Estimates? Answer: Social Security used to send annual statements showing us they had correctly credited our past covered ...
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Social Security Q&A: Can I Switch to Full Spousal After Collecting Early Retirement?

Question: I was married for 22 years, then divorced. One of my daughters became disabled six years ago. I quit work at age 62 and filed for Social Security, as she needs full-time ...
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