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Social Security Q&A: When and How Much Can I Collect in Survivor’s Benefits?

Question: I am 62 years old and unmarried. My husband died many years ago. I was told I can collect survivor benefits now, but I cannot make more than $18,000 per year otherwise the ...
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Social Security Q&A: Can My Wife Get Full Spousal Plus Reduced Retirement?

Question: I’ve read a gazillion Social Security questions, but I don’t think I’ve seen this unusual one: My wife, two years older than me, filed for her SS at age 62 (with FRA ...
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Social Security Q&A: What Survivor Benefits Are There for Children and a Spouse?

Question: I will be 57 this August. My husband of 28 years who is considerably older, started taking his Social Security benefits at 62. We have two children, a 26-year-old autistic ...
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Social Security Q&A: Do I Have to Stop Spousal Benefits for My Wife to Start?

Question: Do I have to stop taking the spousal benefit on my wife’s record and file for benefits on my record in order for her to collect spousal benefits on my record? I’ve ...
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Social Security Q&A: How Will An Early Retirement Benefit Affect a Spousal Benefit?

Question: Since my wife took an early benefit at age 62, when she files for a spousal benefit on my record, it will not be 50 percent of my benefit. What will be her eligible percentage? Answer: ...
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Social Security Q&A: Should I File and Suspend Before Collecting Spousal?

Question: Here’s some background for you: my wife and I are both 66 and fully retired. I was the higher earner, maxing out on my Social Security benefit projection. My wife took ...
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Social Security Q&A: Can I Use Breakeven Analysis for When to File?

Question: While my wife has started her benefit already and I plan on deferring taking my benefit, I’ve looked at break-even points using various ages to start collecting. It would ...
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Social Security Q&A: Are Spousal Benefits Half My Reduced Retirement Benefit?

Question: I started benefits at 62. When my wife files for benefits at full retirement age, will she get half of what I get now or what I would have gotten at full retirement? Answer: ...
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Social Security Q&A: Can I File Based On My Ex’s Disability Benefit?

Question: My ex-wife is on full disability, has been for years, but will not have reached full retirement age when I do. My question: Since we were married for more than 10 years and ...
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Social Security Q&A: Can I File If My Deceased Ex Was a Citizen?

Question: I was married from 1990 to 2010 to an American citizen. We were married and lived in the USA. We divorced in 2010 and he remarried in 2013, five days before he died on Aug. ...
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