The Q&A posted earlier today contained a reference to an interpretation of Social Security’s provisions that is no longer in force. It mentioned withdrawing retirement benefits at full retirement age. But now, according to the new interpretation, all disabled workers reaching full retirement age are forced to file for their retirement benefits unless they repay all disability benefits they ever received. Please see this column for more information.
____________
When it comes to personal finance, economics and our software care about one thing—your living standard. All questions in personal finance boil down to your living standard. Your decision about when and how to take Social Security can affect your living standard throughout your retirement.
I am a professor of economics and I’ve spent a good part of my academic career studying personal financial behavior. Here’s why my colleagues and I developed Maximize My Social Security. Deciding, on your own, which Social Security benefits to take and in which month to take them is incredibly difficult. Most households face millions of options. You can easily lose tens of thousands of dollars making the wrong choices.
My company’s software, Maximize My Social Security, can help you avoid costly mistakes and instead discover your maximized lifetime household benefits.
